Mizoram Building and Other Construction Workers Welfare Board (MBOCWWB): Benefits in the Event of Death
About this scheme
The scheme "Benefits in the Event of Death" under the "Mizoram Building and Other Construction Workers Welfare Board Benefits for Workers" is implemented by the Mizoram Building and Other Construction Workers Welfare Board, Government of Mizoram, to provide welfare assistance to eligible construction workers and their families. The Welfare Fund has been established under the Building and Other Construction Workers (Regulation of Employment and Conditions of Service) Act, 1996. Eligible Indian citizens aged 18 to 60 years who have worked as construction workers for at least 90 days in a year can apply for membership. Registered members can receive specified welfare assistance, including death assistance and funeral assistance, subject to the applicable conditions.
Benefits
- Workplace Accident: Assistance of up to ₹3,00,000/- is provided in case of death arising from an accident at the workplace. - Death Due to Other Causes: Assistance of up to ₹1,00,000/- is provided where death is unrelated to the member's work. - Refund of Contributions: The accumulated monthly contributions of ₹10/- paid by the deceased member are also refunded. - Funeral Assistance: ₹5,000/- is provided in respect of a deceased member.
Who is Eligible
- The applicant must be an Indian citizen.
- The applicant must be between 18 and 60 years of age.
- The applicant must have been engaged as a construction worker for at least 90 days in a year.
- The applicant must be engaged as a contractor or employee in one of the covered categories of construction work.
Contractors or employees engaged in the following categories of work:
- Carpenter
- Mason
- Cement Mason
- Painter
- Helper (Construction Works)
- Electrician
- Wireman
- Fitter
- Welder
- Plumber
- Iron and Aluminium Worker
- Blacksmith
- Lumberjack
- Sand Extraction Worker
- Stone Quarry Worker
- Stone Breaker
- Road and Earthwork Labourer
- JCB/Dozer Operator
- Construction Machine Operator
- Construction Driver
- Brick Factory Worker
Membership Fee:
- A one-time Registration Fee of ₹25/- shall be payable at the time of enrolment.
- A monthly subscription of ₹10/- is payable to maintain active membership. Alternatively, an advance payment of ₹120/- may be made to cover one year's subscription.
- Members wishing to pay the Membership/Renewal Fee in advance may do so for a period of up to three (3) years.
- Membership must be renewed within one (1) year from the date of expiry, in accordance with Section 17 of the BOCW (RE&CS) Act, 1996.
Where a member has not formally nominated a beneficiary from among family members prior to death, the assistance shall be disbursed in accordance with the following order of priority:
- Spouse (Wife/Husband)
- Minor son/daughter
- Unmarried adult children (eldest first)
- Parents of the deceased member residing in the same household
- Divorced or widowed daughter
- Divorced or widowed daughter-in-law
- Claims must be submitted within six (6) months from the date of the member's death.
How to Apply
Offline
Step 1: Eligible registered members of the Welfare Board may apply for the respective welfare schemes by submitting the prescribed scheme-specific application form, duly filled in and accompanied by the requisite supporting documents, through the prescribed offline mode.
Step 2: The application forms and supporting documents shall be as specified by the Welfare Board for the respective scheme/benefit.
- Application Form for Registration under the Board: Click here.- Application Form for Death Assistance:
- Natural Death: Click here.1. Accidental Death: Click here.
Contact Us: Click here.
Documents Required
Documents Required for Membership:
- Photocopy of Voter Identity Card. (Where the Voter I.D. Card does not indicate the applicant's date of birth, a supporting document clearly indicating the year of birth must also be furnished.)
- Photocopy of Aadhaar Card (in accordance with Section 142 of the Code on Social Security, 2020).
- Attested photocopy of the Family Ration Card.
- Attested photocopy of the Bank Passbook.
- Two (2) copies of passport-size photographs.
- Recommendation/Attestation from the Local Council/Village Council and the concerned Branch YMA/YLA/MTP.
Who Is Not Eligible
- Workers who are already registered under any other State/Union Territory Welfare Board in India shall not be eligible for membership under this Board.
Frequently Asked Questions
- Who is eligible to apply for membership under the scheme?
The applicant must be an Indian citizen between 18 and 60 years of age and must have been engaged as a construction worker for at least 90 days in a year.
- Which workers are covered for membership?
The applicant may be a contractor or employee engaged in any of the specified construction work categories, including Carpenter, Mason, Electrician, Plumber, Welder, Construction Driver, and Brick Factory Worker.
- Can a worker registered with another State or Union Territory Welfare Board apply for membership?
The applicant is not eligible if the applicant is already registered under any other State or Union Territory Welfare Board in India.
- What is the one-time registration fee?
The applicant must pay a one-time Registration Fee of ₹25/- at the time of enrolment.
- What is the monthly membership subscription?
The member must pay a monthly subscription of ₹10/- to maintain active membership.
- Can the membership subscription be paid in advance?
The member may pay ₹120/- in advance to cover one year's subscription and may pay the Membership or Renewal Fee in advance for up to 3 years.
- What is the age limit for membership?
The applicant must be between 18 and 60 years of age.
- What document is required if the Voter Identity Card does not show the date of birth?
The applicant must furnish a supporting document clearly indicating the year of birth.
- What assistance is available if a member dies due to a workplace accident?
The eligible beneficiary may receive assistance of up to ₹3,00,000/- if the member's death arises from an accident at the workplace.
- What assistance is available if a member dies due to causes unrelated to work?
The eligible beneficiary may receive assistance of up to ₹1,00,000/- if the member's death is unrelated to the member's work.
- Is the deceased member's contribution refunded?
The accumulated monthly contributions of ₹10/- paid by the deceased member are also refunded.
- How much funeral assistance is provided?
Funeral assistance of ₹5,000/- is provided in respect of a deceased member.
- Who receives the assistance if the member did not nominate a beneficiary?
The assistance is disbursed according to the prescribed priority order, beginning with the spouse, followed by minor children, unmarried adult children, parents residing in the same household, divorced or widowed daughter, and divorced or widowed daughter-in-law.
- Within what period must a death-related claim be submitted?
The claim must be submitted within 6 months from the date of the member's death.
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