#provisioning
RBI eases disaster loan recast norms, mandates 5% provisioning by banks, NBFCs
The revised rules will come into effect from 1 July 2026 and will apply prospectively, with existing restructured accounts continuing under the current framework unless a fresh plan is invoked.
Bandhan Bank pegs ₹1,250 crore provisioning hit from credit loss framework shift
The lender said the transition to the expected credit loss system will be staggered over 4–5 years.