#private-banks
Bank Strike Dates: Are private banks also closed from September 28–30? Know which banks may be affected and what customers should do
A major bank strike is scheduled from September 28 to 30 across India, which will affect branch operations nationwide. While private banks may remain functional, customers are advised to check with their respective banks for confirmation. Despite potential de…
Minimum balance charges swell pvt banks' coffers by nearly Rs 5,000 cr in FY26
Private banks collected over Rs 4,900 crore from account holders for minimum balance failures. Public sector banks also gathered Rs 2,100 crore during the same financial year. HDFC and Axis Banks led private sector collections for these account charges. No pe…
Private banks collect ₹4,949 crore in minimum balance penalties in FY26, more than double of PSBs
Data shows private lenders collected ₹4,948.71 crore in minimum balance penalties, while most public sector banks have scrapped such charges on savings accounts.
HDFC Bank, Axis Bank, ICICI Bank collected more than all 12 PSBs for not maintaining minimum avg balance
HDFC Bank, Axis Bank, and ICICI Bank outpace 12 PSBs in minimum balance penalty collections, revealing significant disparities in banking practices.
Churn at private banks' finance function, 2 CFOs quit
A significant reshuffle is underway in the finance departments of major Indian banks. Axis Bank and Bandhan Bank have seen their Chief Financial Officers resign, sparking speculation about future leadership. This follows another high-profile departure from HD…
Private banks likely to outperform govt banks in earnings growth over next 2 years: Report
Private banks are set for stronger earnings growth in the coming two years. Loan growth is expected to be similar for both private and public sector banks. However, private lenders will likely see better profits due to stable margins and fewer risks. Public s…
Private banks favoured over PSUs as macro headwinds cloud near-term outlook: Digant Haria
Market expert Digant Haria notes strong corporate earnings but rising macroeconomic uncertainty. Private sector banks appear better positioned than PSU banks due to solid fundamentals, though near-term upside may be capped by inflation and currency depreciati…
Credit card transactions jump 2.6 times in four years: RBI report
Credit card transactions in India saw a significant jump between 2021 and 2025. Private banks expanded their dominance in this segment. Debit card usage, however, decreased as consumers embraced digital payment methods like UPI and digital wallets. This shift…
SBI margins drag PSU banks, but private banks set for comeback: Pranav Gundlapalle, Bernstein
State Bank of India's margin drop was a key event. Analysts suggest the worst may be over for banks. Private sector banks are expected to perform well in FY27. Foreign investor flows are seen as a key factor for stock performance. HDFC Bank and Axis Bank are …
FD at PSU banks vs private banks vs SFBs – How much can ₹5 lakh earn in 5 years? Check best rates here
Bank of Baroda offers the highest 5-year FD rate at 6.30% among PSU banks. DCB Bank leads private banks with 7.25%, while Suryoday Small Finance Bank tops SFBs at 7.90%. Fixed deposits remain popular for their predictability and safety.
Highest 5-year FD rates at PSU vs private vs SFB banks: What Rs 1 lakh investment in each FD will give you on maturity
Investors seeking high returns on 5-year fixed deposits can explore options beyond public sector banks. DCB Bank leads private banks with a 7.25% interest rate, offering an approximate maturity of Rs 1.43 lakh on a Rs 1 lakh investment. IDFC FIRST Bank follow…