SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for customers to apply. This innovative offering features four variants of secured credit cards linked to fixed deposits. With a fully paperless application p…

Many public and private sector banks offer the 555-day special fixed deposit (FD) scheme. It is one of the popular special FD tenures where many banks offer higher interest rates compared to FDs of nearly or slightly higher tenures. Banks such as Bank of Baro…

Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.

Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders…

A ₹10 lakh post office FD earning 7.5% and a ₹10,000 monthly recurring deposit earning 6.7% can grow into a corpus close to ₹1 crore over 20 years through compounding. However, inflation may significantly reduce the real value of these returns, making long…
For a 5-year fixed deposit, the Post Office TD scheme currently offers a higher interest rate compared to most public sector banks' 6%-6.25%. This translates to a significantly higher maturity amount on a Rs 2 lakh investment, with the Post Office TD potentia…

Fixed deposits remain a favored choice for conservative investors, offering stable returns influenced by repo rate changes. Major banks in India offer FD rates between 6% and 7.25%, with higher rates from small finance banks.

In May 2026, small finance banks in India offer attractive FD interest rates, some up to 8%. Senior citizens receive extra rates of 0.20%-0.50%.

FD laddering involves spreading investments across multiple fixed deposits with varying maturities, enhancing liquidity and flexibility. Here's how it works and how the strategy benefits investors when repo rate is changed by RBI.

Fixed deposits are popular for stable income, particularly among retirees. Banks provide various payout options, and non-cumulative FDs offer periodic interest payments. Here's how much investment is needed to earn ₹10,000 monthly income.

Bank of Baroda offers the highest 5-year FD rate at 6.30% among PSU banks. DCB Bank leads private banks with 7.25%, while Suryoday Small Finance Bank tops SFBs at 7.90%. Fixed deposits remain popular for their predictability and safety.

Fixed deposit investment strategies can help retirees and senior citizens generate a safe, predictable monthly income of ₹50,000 through fixed deposits, small savings schemes, and a balanced portfolio allocation strategy.

Savings accounts offer safety but little return. Sweep-in facilities promise FD-level interest without sacrificing liquidity. Here’s how they work, what they cost and when they make sense.
Bajaj Finance has boosted interest rates on its 31-60 month fixed deposits to 7.40%, with senior citizens now earning up to 7.75%. These revised rates are effective May 1, 2026. The 8th Pay Commission has also released schedules for upcoming meetings in Hyder…