#financial-advice
When managing your money, take a chatbot’s ‘confidence’ with a grain of salt
The higher the stakes and the more specific the questions, the more likely AI will stumble on personal finance advice.
I asked ChatGPT if a ₹1 lakh salary can buy a ₹1 crore home. The AI verdict was a reality check
With a monthly take-home of ₹1 lakh and taking expenses and investments into account, buying a ₹1 crore flat may be financially imprudent. Here's what ChatGPT advised me to do instead.
Patience Over Panic: Jeremy Grantham’s investment mantra for modern investors
Legendary investor Jeremy Grantham emphasizes discipline over excitement in volatile markets. He advises buying assets cheaply, staying patient through corrections, and avoiding excessive leverage. Grantham's timeless wisdom highlights that focusing on value …
Banks need to push Atal Pension Yojana subscribers toward higher pension slab: DFS Secy
Financial institutions are urged to guide Atal Pension Yojana subscribers towards higher pension slabs. Many subscribers remain in the minimum Rs 1,000 monthly pension category. This amount may not be sufficient in the future. Banks must counsel individuals t…
Man took Rs 45 lakh home loan in 2018 & cleared it 8 years early. But friends say he made 'financial mistake'. Here’s why the internet is divided
A Reddit user sparked debate online after revealing they paid off a Rs 45 lakh home loan eight years early by putting every spare rupee towards prepayment instead of investments. While some friends criticised the decision, arguing the money could have generat…
Inside the AstroRise Career & Money Report: All 9 Sections, Explained
A section-by-section walkthrough of the AstroRise Career & Money Report — what your chart says about how you're built to work, what's happening in your career right now, and what to do next.
Considering credit card? Here are some key things to keep in mind before you apply
Applying for a credit card involves careful consideration of your needs, spending habits, and comparing various options. Choose a card that aligns with your lifestyle to avoid future financial issues.