#expected-credit-loss
Banks well-placed to transition to expected credit loss provisioning: Fitch
Banks are sufficiently capitalised to transition to the expected credit loss (ECL) framework, which has now been finalised by the Reserve Bank of India, Fitch Ratings said on Thursday.
PSU bank stocks fall up to 3%. How RBI’s ECL directions can impact lenders
PSU bank stocks fell up to 3% on Tuesday after RBI confirmed the rollout of the Expected Credit Loss (ECL) framework from April 2027, triggering concerns over higher provisioning and capital impact. Brokerages warn of a potential 5–10% hit to net worth, thoug…