
The unlikely story of how a Queens-born outsider turned around a giant by betting young people would happily pay $900 a year for a credit card.

Applying for a credit card involves careful consideration of your needs, spending habits, and comparing various options. Choose a card that aligns with your lifestyle to avoid future financial issues.
RBI’s final credit risk framework aligns with Basel standards, tightening scrutiny on card borrowers while easing capital and exposure rules for select corporate and retail segments.