
The story of India’s gold loan market growth is a tale of a way to tap into the existing deep pool of gold holdings in Indian homes, in order to extend credit to more families

RBI proposes to ban most NBFCs from offering revolving credit, reshaping credit products. New rules define term loans and revolving credit.

The booming global digital lending market is driven by increasing internet use, demand for fast credit, and financial inclusion efforts. Innovations like AI and cloud computing enhance efficiency and expand reach. However, regulatory complexities challenge gr…

The Reserve Bank of India under Governor Sanjay Malhotra has managed to avoid raising rates for a while, but with pressure from forex markets mounting, it may have to tighten credit. The central bank may face bigger problems later if it puts off rate hikes fo…

Samsung India is expanding its “Samsung Finance+” program to make it easier to buy new home appliances – ACs, fridges, microwaves, washing machines and so on. Finance+ is available even for first-time borrowers, including ones with no credit history. To get …