#borrowers
Credit flow to bottom tier slows as microfinance lenders turn to safer borrowers: SIDBI-Equifax
Credit access for bottom-of-the-pyramid borrowers in India has slowed as microfinance lenders turn cautious after two years of asset quality stress, increasingly favouring customers with established credit histories. A joint SIDBI-Equifax study shows the shar…
Credit flow to bottom tier slows as microfinance lenders turn to safer borrowers: SIDBI-Equifax
Credit access for bottom-of-the-pyramid borrowers in India has slowed as microfinance lenders turn cautious after two years of asset quality stress, increasingly favouring customers with established credit histories. A joint SIDBI-Equifax study shows the shar…
RBI, Rating Firms assess Iran War risks on Indian companies
The central bank also sought feedback on whether temporary regulatory relief may be needed to prevent a deterioration in borrowers’ creditworthiness, they said
AI-powered early warning systems are changing credit risk management
AI-powered early warning systems are transforming credit risk management by analyzing real-time data to identify financial stress. These systems enable lenders to act proactively, offering tailored interventions to borrowers and improving portfolio monitoring…
RBI issues draft rules for acquiring immovable assets against loans: What they mean for lenders and borrowers
RBI also laid ground rules for how these seized assets must be handled, including how long the lenders can keep them, and who is banned from buying them back.
Loan waiver offer? RBI says it could be a scam; 5 ways borrowers can protect themselves
RBI warns borrowers about rising fake loan waiver scams nationwide, urging verification with banks, avoiding upfront fees, and relying on official sources to prevent financial losses and credit damage.