Self Employment to Disabled
About this scheme
The Self-Employment for Disabled Persons scheme, under the Department of Social Justice and Empowerment, Himachal Pradesh, aims to make persons with disabilities self-reliant through self-employment. It is applicable to individuals whose disability is 40% or more and whose annual income does not exceed ₹2,00,000/-.
Benefits
- Loans for starting small-scale units.
- Subsidy of ₹10,000/- or 20% of project cost.
- Promotes self-employment for disabled persons.
Who is Eligible
- The applicant should be a person with a disability of 40% or more.
- The applicant’s annual income should not exceed ₹1,60,000/- in rural areas and ₹2,00,000/- in urban areas.
How to Apply
Offline
Step 1: The applicant should fill out the prescribed application form with all required details and documents.
Step 2: The completed form should be submitted to the Managing Director, Minority Finance and Development Corporation or the concerned District/Tehsil Welfare Officer.
Documents Required
- Identity Proof (Voter ID Card/ Driving License)
- Disability Certificate
- Proof of Age
- Address Proof
- Bank Account Details
Who Is Not Eligible
Frequently Asked Questions
- What is the objective of the Self Employment to Disabled Scheme?
The objective of the scheme is to make persons with disabilities self-reliant by helping them establish self-employment or small business activities.
- Who is eligible to apply for this scheme?
Persons with a disability of 40% or more are eligible, provided they meet the income criteria set under the scheme.
- What is the income limit for eligibility?
Rural areas: Annual income should not exceed Rs. 1.60 lakh
Urban areas: Annual income should not exceed Rs. 2.00 lakh
- What type of assistance is provided under the scheme?
The scheme provides financial assistance in the form of loans to start small-scale industrial or self-employment units, along with a subsidy from the government.
- How much subsidy is available under this scheme?
A subsidy of Rs. 10,000/- or 20% of the project cost, whichever is less, is provided by the Social Justice and Empowerment Department.
- Through which organization are loans provided?
Loans are provided through the Minority Finance and Development Corporation (MFDC).
- What kinds of businesses or activities are supported?
The scheme supports small-scale industrial units and self-employment activities, such as shops, service units, workshops, and other income-generating ventures.
- Is this scheme available for all types of disabilities?
Yes, the scheme is available for persons with any type of disability, provided the disability is 40% or more and certified by a competent authority.
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