Hast Shilp Vikas Yojna
About this scheme
The Hast Shilp Vikas Yojana is a scheme implemented under the Department of Social Justice and Empowerment, Government of Himachal Pradesh, through the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation. Under this scheme, the Corporation provides working capital assistance to artisans. Artisans may avail of this assistance either individually or by forming a group, society, or association. The assistance is interest-free for a period of two years. However, a society, association, or group may charge interest at the rate of 2% from the artisan to meet its administrative expenses.
Benefits
Financial Support: Provides a loan of ₹15,000 per artisan to support their craft and livelihood.
Low-Cost Financing: Interest-free for 2 years, with only a minimal 2% administrative charge if routed through a society/group.
Flexible Repayment: Loan repayment period of 2 years, making it easier for artisans to manage finances.
Who is Eligible
- The applicant should be a member of a Scheduled Caste or Scheduled Tribe family.
- The applicant should be a bonafide resident of Himachal Pradesh.
- The applicant should belong to a below poverty line (BPL) family.
- The applicant should not be a defaulter of any financial institution or bank.
- The applicant’s annual family income should not exceed ₹35,000/- per annum in both rural and urban areas.
How to Apply
Offline
Step 1: Obtain and fill the prescribed application form and attach all required documents.
Step 2: Submit the completed application to the concerned District Manager or Corporation office for verification.
Step 3: After approval, the application is forwarded to the HP SC/ST Development Corporation for further processing.
Documents Required
- Caste certificate (SC/ST)
- Income certificate
- Age proof (Birth certificate/School certificate)
- Identity proof (Aadhaar Card, Voter ID, or Driving License)
Who Is Not Eligible
Frequently Asked Questions
- What is the Hast Shilp Vikas Yojana?
It is a scheme under the Department of Social Justice and Empowerment, Himachal Pradesh, which provides working capital assistance to artisans, especially from Scheduled Caste and Scheduled Tribe families.
- Who implements this scheme?
The scheme is implemented by the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation (HPSCSTDC).
- Can an individual artisan apply for this scheme?
Yes, individual artisans are eligible to apply.
- Can artisans form a group to avail of this assistance?
Yes, artisans can form a group, society, or association to receive working capital support.
- What is the quantum of the loan provided under this scheme?
Each artisan can avail a loan of ₹15,000/-.
- Is there any interest charged on the loan?
The loan is interest-free for 2 years. However, a society, association, or group may charge 2% interest from the artisan to cover administrative expenses.
- What is the repayment period for the loan?
The loan is repayable within 2 years.
- What is the source of funding for this scheme?
The scheme is financed by the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation.
- What is the income limit to be eligible for the scheme?
The applicant’s annual family income should not exceed ₹35,000 in both rural and urban areas.
- Is there any administrative charge for individuals applying directly?
No, the administrative charge applies only if the loan is routed through a society, group, or association.
More Schemes in Himachal Pradesh
Assistance to Disabled for Purchase of Aids and Appliances
- Provides assistive devices worth up to ₹10,000/- such as hearing aids, wheelchairs, tricycles, calipers, crutches, artificial limbs, etc. - Persons with a monthly income up to…
View details →
Atal Shresth Shahar Yojna
**Incentive Pattern:** The incentive pattern for ASSY prize winners i.e. Municipal Corporation, Municipal Council and Nagar Panchayat will be as under: **Prize****Municipal…
View details →
Award scheme (Incentives for Best Employers and Best Performing PwDs)
- Cash award of ₹30,000/- to three best-performing Persons with Disabilities - Cash award of ₹30,000/- to one private employer who provides maximum employment to PwDs. <br>
View details →
Beti Hai Anmol Yojana
The following financial assistance will be provided under Himachal Pradesh Beti Hai Anmol Yojana :- StagesAmountAt the time of Birth₹ 21,000/-From Class 1st to 3rd₹450/- per…
View details →