As new industries emerge, cash-flow-based lending is poised to play a pivotal role in their growth. With traditional collateral often absent, banks such as the State Bank of India are actively researching this funding model. To extend financing effectively, a…
Digital-payment trail can improve risk assessment for lending
State Bank of India Chairman CS Setty addressed concerns regarding foreign currency deposit inflows. He stated these funds will be absorbed gradually over the coming months. The central bank's swap facility attracted significant foreign capital inflows. Comme…
State Bank of India Chairman CS Setty addressed concerns regarding foreign currency deposit inflows. He stated these funds will be absorbed gradually over the coming months. The central bank's swap facility attracted significant foreign capital inflows. Comme…

RBI mandates NBFCs to limit lending to term loans, prohibiting revolving credit, with exceptions for authorized credit card issuers.

The company stated that net proceeds from the issue will be used for lending, financing, repaying existing borrowings, and general corporate purposes

Sundaram Finance reports a 10% net profit increase in FY26, focusing on diversification and growth in lending sectors.

Accelerating deployment of domain-aligned AI agents across the lending lifecycle with built-in governance and auditability

Comprehensive comparison of personal loan rates in May 2026 across SBI, HDFC, ICICI Bank, Axis Bank, and other lenders in India, including EMIs, interest rates, and processing fees, to help borrowers make informed decisions. Before finalising any loan offer, …
PB Fintech reported a 54% rise in Q4 profit driven by strong insurance premium growth, higher renewal income and steady lending momentum. Revenue surged, margins improved, and full-year performance remained robust with significant expansion across core and ne…
India urged the Asian Development Bank to increase its lending capacity and adopt a more transformative approach to aid developing economies facing global uncertainties. The nation emphasized the need for capital expansion measures and reforms in multilateral…

Navi Ltd plans to file for an IPO in FY27, focusing on profitability and a diversified business model. The fintech aims to attract investors with its offerings in payments, lending, insurance, and investments.

The evolution of lending practices towards precision underwriting emphasizes using both historical and real-time data for improved risk management.
India's fintech sector saw $513 million in funding in the first quarter of 2026. Capital is now going to fewer companies, with larger investments. Mumbai leads funding, driven by lending and housing finance. Late-stage investments are up, indicating a focus o…
Global private equity firms are amassing huge funds for India. However, disruptions in tech and lending sectors, coupled with high valuations, present significant hurdles. With competition intensifying, these firms must reassess their return expectations. M…
MobiKwik Systems shares surged on Tuesday. The Reserve Bank of India approved its application for a Non-Banking Financial Company license. This allows the launch of a new lending arm, MobiKwik Financial Services Private Limited. The company plans to expand re…